Prepare for Hurricane Season

Hurricane season runs from June to November and is characterized by heavy rain and strong winds that can destroy lives and property. Since it is impossible to predict the path of a storm, it is impossible to determine which part of a city may be affected by a hurricane. Post-hurricane preparation is important to protect you and your home. If a storm is approaching, planning ahead of hurricane season can save time and money. While homeowners can do things like board up windows and trim nearby trees, consider purchasing Mexican home insurance that meets American and international standards. Also, check your contents insurance to ensure you have the right cover and build an emergency fund.   

 

Check Your Policy

Home insurance is a great way to protect your home from hurricanes because it can reduce the cost of some repairs if something does happen. Standard homeowners insurance does not cover all damages, so whether your insurance covers hurricane damage will depend on your Mexico home, condo or townhouse insurance.

If your property is located in a hurricane-prone area of Mexico, hurricane insurance is essential and should not be overlooked. The average cost of home insurance in Mexico varies depending on coverage and the replacement cost determined by the policyholder. Most importantly, as a homeowner, you need to do your research.

So take the time to learn about your Mexico property insurance policy and understand what it does and does not cover. It is wise to call your agent or insurance company to review your policy before hurricane season. 

 

Prepare for a hurricane

Being well prepared for a hurricane can minimize damage to your family and home. Planning ahead of a hurricane can prevent damage and help secure your financial position for emergencies. While quality home insurance in Mexico is a good start, it’s also important to take the necessary steps to prepare your home for hurricanes.

 

Helpful Tips to Minimize Damage to your Home During a Hurricane:

• Strengthens and seals the roof to prevent roof damage and water leakage from high winds. 
• Protect windows and doors with storm shutters or plywood to prevent them from being broken or damaged by flying objects.
• Store everything from your garden, pool area, roof or terrace, such as garden furniture, barbecues and anything that could potentially be projectiles, in a storage room, shop or garage. 
• Prepare your yard by removing dead or dying branches from trees, excess yard waste and debris, and install a hurricane-proof fence.
• Store your belongings and take pictures of all valuables. If your vehicle was driven during a storm, you will need to take a pre-storm photo to file an insurance claim.
• Prepare a post-hurricane emergency kit that includes at least 7 days worth of non-perishable food, fresh drinking water, medicine, and pet food if needed.

 

Secure Indoors or Prepare an Evacuation Plan

During a storm, stay calm and prepare for power outages, so remember your batteries and flashlights. Make sure you are indoors, away from windows and glass doors. Make sure your phone is fully charged and has extra battery so you can stay informed and connected to your loved ones.

Stay tuned for updates. You may need to evacuate your property if advised by local authorities. If you must evacuate, make a plan that includes your pets.

The most important thing to remember is to plan and communicate, if we can help we are here to help and answer any questions. Our trusted partners are experts in insurance solutions.