How To Create A Home Inventory
Home appliances are one of the simplest things you can own. If you are involved in a theft, fire, or natural disaster, you are advised to take an inventory of your belongings for your homeowner’s insurance in Mexico. No matter how big your home is, listing everything you own can seem overwhelming. With this short guide, we aim to guide creating a home inventory.
What is a home inventory?
A home inventory is a detailed breakdown of your property that describes your property and provides an estimate of its value. A family list can be created in several ways: on paper, digital/audio, or by photography. It’s important to make sure you have everything documented, and it’s also important to update this checklist as often as possible.
What are the different types of inventory?
The type of inventory you have depends on your preferences. If you live in a larger house, you can choose whatever you think will speed up the process, but keep this in mind. The best form of inventory is a combination of visual and written documentation. As technology makes our lives easier, many tools can help make the process smoother and more manageable. Below are the different types of fixtures:
Write it down
Choosing a paper list means researching each item and filling out the information. This will be a complete and detailed catalog of all your properties. A good place to start is to list your most recent purchases first. When writing your inventory, don’t forget to include a description, brand and serial number (if applicable), monetary value of the item, and date of purchase. You can use a checklist or create your documentation to do this.
Digital/Recording
This is where technology comes in handy, especially smartphones. You can choose from several different apps to help make the process easier. With these apps (some of which are completely free), you can add a photo along with the item’s description and price.
Documenting
Documenting items with photos or videos is a great way to prove you own them. It also helps to show where the item is in your home. You can review the video and provide as detailed project instructions as possible. With pictures, you have to find a way to show everything without perspective.
Why do you need an inventory?
A home inventory helps you get the most out of your insurance, whether you’re a homeowner or a renter. This makes it easy to claim and receive. If you don’t already have insurance, a home inventory is a good resource to help you estimate your insurance needs. Documenting your assets and their value not only helps with settlement but can also help determine taxable property losses. Finding the time to complete your home inventory can seem like a huge hurdle, but it’s worth it in the end. We can answer your questions about home inventory and homeowners insurance, so contact us today.
